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This charge is typically associated with a financial institution, such as a bank or credit card company. It generally means that the institution has assessed a fee for failing to comply with their terms and conditions. For example, if you don't make a minimum payment on your credit card bill, you may be charged a late fee. In some cases, this charge may also be assessed if you close your account without paying off your balance in full. If you're unsure about what this charge specifically entails, it's best to contact the financial institution directly for clarification.