SYNCHRONY-BANK-BTOT-DEP

The charge you are seeing on your statement is most likely a result of a direct deposit that was made to your account. A direct deposit is when funds are electronically deposited into your account, typically by an employer. When an employer makes a direct deposit, they will often use what is called the ACH routing number. This routing number is different than the one used for regular bank-to-bank transfers. The ACH routing number for Synchrony Bank is 071000013. If you have any further questions about this charge, please feel free to contact customer service.