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The RCI ringc charge is a recurring charge that is assessed by the credit card company. This charge is generally assessed on a monthly basis, and it is used to help cover the costs of maintaining and operating the credit card account. The amount of the charge can vary depending on the credit card issuer, but it is typically a small percentage of the account's balance. In most cases, the RCI ringc charge is waived if the account remains in good standing. However, if the account becomes delinquent, the issuer may assess the fee to help cover the costs of collections.